This is a demonstration of our online loan application. Individual experience may vary.
Trusted Lender
  • We are an FDIC-regulated bank and a wholly owned subsidiary of CMS Energy Corp. (NYSE: CMS).
  • We have helped homeowners in all 50 states get the financing they need to fulfill their home improvement dreams.
Approved Properties
  • Primary homes
  • Vacation homes
  • Residential rental properties
Applicant Essentials
  • One of the applicants must own the property.
  • Co-applicants can either own or live in the property.