Quick.Safe.Easy.

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This is a demonstration of our online loan application. Individual experience may vary.

Trusted Lender

  • We are an FDIC-regulated bank and a wholly owned subsidiary of CMS Energy Corp. (NYSE: CMS).
  • We have helped homeowners in all 50 states get the financing they need to fulfill their home improvement dreams.

Approved Properties

  • Primary homes
  • Vacation homes
  • Residential rental properties

Applicant Essentials

  • One of the applicants must own the property.
  • Co-applicants can either own or live in the property.
Let's get started
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